Whether you're looking to manage day-to-day expenses or want to expand your business, apply online for TD Small Business Loans and Lines of Credit that can help provide the financing you need.
What you need to apply Loan and line of credit comparison Calculate your monthly loan payments Small business lending guidanceReady to apply?
Under $250,000: you can apply online.
Over $250,000: apply in person at a TD Bank. Download application (PDF)
Ready to apply?
Under $250,000: you can apply online.
Over $250,000: apply in person at a TD Bank. Download application (PDF)
Buy or refinance commercial real estate, like a new business location.
With a TD Real Estate Loan, you'll get:
Ready to apply?
To apply for a real estate loan, talk to a Small Business specialist.
Get the money you need to grow
Enjoy flexible terms and preserve capital with an SBA loan from TD Bank, a Preferred SBA Lender.
Ask questions. Get guidance.
A small business specialist is ready to help.
Call 1-855-278-8988
Mon-Fri, 8:30AM – 5:00PM ET
Get prepared for the lending process with help from these articles:
How to get financing for your business
Explore articles, tools and tips designed to help you get a loan for your small business.
Send online invoices, accept credit cards, streamline accounting and track everything all in one place
The fastest way to apply for loans and lines of credit under $250,000
All Loans and Lines of Credit subject to credit approval and terms and conditions of final agreements. Renewals and refinances to existing loans and lines of credit are not eligible for offers. Borrowers who have paid off and closed a line of credit after August 1, 2023 are not eligible for offers. Applications must be received between August 1, 2024 and December 31, 2024 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. The interest rate for Lines of Credit approved without an SBA Guaranty meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 0.00%. The interest rate for Lines of Credit requiring an SBA Guaranty and meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 3.00%. Other fees and charges may apply; speak with your local lender for details.
Closing fee credit applies to booked SBA 7(a) Term Loans and Commercial Real Estate Mortgages up to $5,000,000. Offer excludes Term Loans and Commercial Real Estate Mortgages booked conventionally or under the SBA Express Program. Closing credit of up to $2,000.00 will be applied to SBA appraisal, environmental or business valuation fee. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. Borrower will be responsible for all assessed commitment and closing fees if Borrower withdraws loan application after appraisals have been conducted. Other fees and charges may apply; speak with your local lender for details.
Application must be received by December 31, 2024. Lines of Credit or Loans must be closed by March 31, 2025 or credited fees will be charged at closing.
Loans and Lines of Credit subject to credit approval. Other terms and conditions apply. Some credit restrictions may apply.