Yes, your money is safe with us and insured by the NCUA up to $250,000 per member-owned account.
To set up direct deposit, please contact your employer's payroll department. You will need to provide them with the routing number 261171309 and your 13-digit account number, which can be located in Online Banking or the Georgia United Mobile App.
You can locate your 13-digit account number securely in Online Banking or the Georgia United Mobile App. Once logged in, click the account (ex. Unified Checking) and on the account details screen you can view your account number.
Georgia United's routing number is 261171309.
To quickest way to apply for a new loan or refinance your existing loan is to complete our online loan application. Applications can also be completed by calling 888.493.4328 or scheduling an appointment at a branch location.
You can apply for membership by completing our online application .
To open an account for someone under the age of 18, please visit a branch or call us at 888.493.4328. Note that a joint owner must be on the account for children and teens.
If you need to cancel or reschedule an appointment time, please click the link located below your confirmation number in your confirmation email. If you are more than 15 minutes late to your scheduled appointment, Georgia United may need to cancel your appointment.
There are several ways to get your banking done, based on what’s most convenient for you:
*Items transmitted using this service are not subject to the funds availability requirements of the Federal Reserve Board Regulation CC. Mobile check deposits are subject to verification and may not be available for immediate withdrawal.
You can securely reorder checks in Online Banking. Once you log in, click on the account you want to order checks for and select the ‘Reorder Checks’ button. Check reorders may also be placed by calling our Member Care Center at 888.493.4328, at any of our branch locations or by calling 800.Deluxe1.
If this is your first-time ordering checks, you will need to call 888.493.4328 or visit a branch location to place your order.
You can set up alerts in your Online Banking account. On the menu, go to 'Services' and click 'Alerts'.
You can choose which alerts you want to receive and how you'd like these delivered. Alerts can be sent via text, email or push notification directly to your mobile device.
To turn off alerts, log into your Online Banking account. On the menu, go to 'Services' and click 'Alerts'. Select the alert you wish to discontinue and toggle the switch off to stop receiving alerts.
You may choose to switch off account alerts at any time. However, security alerts are enabled for your account protection and cannot be disabled.
You can update your email address in Online Banking by:
Account alerts are only available if you have a Georgia United Online Banking account. If you don't have an account, you can enroll anytime.
You can dispute a transaction in Online Banking anytime following these simple steps. Disputes can also be filed at a branch or by calling 888.493.4328.
Yes! You can pay with the tap of your phone when you add your Georgia United Visa® Card to your digital wallet like Apple Pay, Google Pay and Samsung Pay. Learn more about digital wallet.
Once you've opened your Georgia United Credit Card, transferring your balance is a breeze. Log in to Online Banking and on the main menu click 'Services' then select 'Balance Transfer' to submit your request. You can also request a balance transfer by calling our Member Care Center at 888.493.4328 or by visiting a branch location.
You can set up alert notifications in Online Banking. On the menu, select ‘Services‘ and click ‘Alerts’. To set up a new alert, select your delivery preference (email, text or push notification) and toggle the alert on. There are several different alert types you can set up:
For cards, the most common alert type is to get notified when a transaction posts. This can be done by setting up a Share alert. Select the transaction type (debit/credit) and transaction amount you want to be notified about. For example, if you only want to know about purchases over $100, you can specify this amount or if you want to know about every transaction, you can choose to get alerts for purchases more than $0.01.
If your card is worn and needs to be replaced before expiration, you can order the same card in Online Banking by following these steps:
Please note, replacement cards are issued with the same card number so this option is not recommended for lost/stolen cards.
If your card is lost/stolen or you suspect fraud, you can quickly freeze your card in Online Banking. To order a new card with a new card number, we'll be happy to assist you. Please call our Member Care Center at 888.493.4328 or stop by a branch location.
If you've misplaced your card, quickly freeze it in Online Banking any time of day, or you can contact our Member Care Center at 888.493.4328 during business hours. To freeze your card online:
Once your card is found, you can unfreeze it following these same steps.
You can opt-out of Courtesy Pay at any time by completing one of the following:
Yes, overdrafts may not be paid if your account is not in good standing, you are not making regular deposits or you have too many overdrafts. We pay overdrafts at our discretion, which means we will not guarantee we will always authorize and pay any type of transaction when there is not enough money available in your checking or designated overdraft protection accounts to cover the item. The account must be brought to a positive balance on or before the 30th day from the date of the initial overdraft item to continue use of this service.
A notice will be mailed (or emailed if you receive E-Statements) if your account has not been brought current within 10 days of using Courtesy Pay. You will continue to receive periodic notices.
Your account should be brought current as soon as possible. In order to avoid interruption of Courtesy Pay service, your account must be brought current within 30 days of initial use.
Overdraft Protection uses an existing account or line of credit that you have designated to automatically transfer money from one to the other when you exceed your checking account balance. When that has been exhausted, Courtesy Pay will cover your transaction(s) up to your authorized overdraft limit based on your account activity. It’s another line of defense when overdraft protection is not enough.
Courtesy Pay is a discretionary service that is available just in case you need it. There is no cost to you unless you use the service, and it will only be used as a last line of defense after Overdraft Protection has been exhausted.
There is no cost unless the service is used. When an item is covered into overdraft using Courtesy Pay, a $35 fee may be charged for each presentment . Using Courtesy Pay may be more costly than other overdraft payment options we may offer.